Common Capital invests in local small businesses – accepting loans from investors for as little as $1,000 to its Community First Fund. According to its website, it assists through consultation and floating loans to small businesses that will create jobs and help build the local economy. Businesses can apply online for loans of up to $50,000, but Common Capital offers loans of up to $300,000. Common Capital invests in a wide array of businesses throughout the valley. Based in Holyoke, it reaches as far south as Springfield, as far north as Greenfield, as far east as Pittsfield.