Western Mass banks stress local, hope economy improves | - MassLive.com

Besides problem loans, local bankers are also dealing with low interest rates, the increasing cost of insuring deposits with the Federal Deposit Insurance Corp. (the FDIC) and the expected impact of more stringent, and some fear one-size-fits-all, regulations for the financial industry that may come this year as a response to the 2008 financial meltdown.
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